Fast-Track Your ROOFING CONTRACTOR

There is not any such thing to be over protective with regards to your home as well as your finances. There are several roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is critical to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Make sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your house and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the interior of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to focus on your roof. A few months later you see a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you also find that there is never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t possess a license, it could be a sign that they don’t know what they are doing. longevity could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only takes a general roofing license.

A general contractor is legally able to install a roof without a roofing license should they have a general contractor license. However, there were many cases of general contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the option to terminate their service immediately. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor did not pay his supplier and that you are now responsible for that payment. This has happened and can happen to you.

Solution: Make sure you request a lien waiver once the job is completed and before you pay. A lien waiver simply states that when the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to protect the home or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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